Whether it is a new storage solution, enhanced cyber resilience, or equipment upgrades, technology has become the foundation of growth in almost every industry. Yet the cost of acquiring and maintaining IT infrastructure continues to climb. Gartner projects that global IT spending will reach $5.06 trillion in 2025, an increase of almost 8% from 2024, as organizations expand their digital investments. Today, the question is not “if” to invest in technology, but how to do so without stalling innovation or straining budgets. Navigating tech investing is where IT Financing steps in.
IT Financing transforms how organizations manage risk, seize opportunities, and extract greater returns.
1. Accelerate Innovation and Reduce Time-to-Value
Innovation rarely waits for budget approvals. A mid-sized healthcare system under pressure to modernize cybersecurity can’t afford to wait for the next budget cycle, but upfront costs are out of reach. IT financing lets them deploy upgrades immediately, spread payments over three years, minimize downtime, and demonstrate compliance. The ROI comes not from cost avoidance, but from faster implementation and quicker results.
Innovation is moving faster than previously witnessed. Tech innovations have always sought to increase efficiency and support employees, but we are now also seeing a surge in compliance rules and threat actors increase. In response, 72% of today’s leading CEOs see AI innovation as a top driver in customer and employee experience, 66% see AI improving productivity, and 58% believe it enhances security, all supporting the company’s bottom line. Organizations that act quickly gain the lion’s share of these returns, and financing makes that speed possible.
2. Improve Workforce Productivity and Retention
Technology directly affects how employees work. In fact, 49% of employees lose between one and five hours of productivity each week dealing with IT issues. Outdated systems lead to inefficiencies, higher downtime, and lower morale. With financing, organizations can modernize tools on a regular cycle, ensuring their teams always have access to the resources they need. This measurable, financial impact goes beyond efficiency. In competitive labor markets, employees who feel supported with reliable technology are less likely to leave, reducing turnover costs and preserving institutional knowledge. Financing maintains high productivity while protecting one of the business’s most valuable assets: its people.
3. Gain Predictability in Budgets and Planning
Few things strain leadership more than surprise IT expenses. A sudden hardware failure, unexpected license renewal, or an unforeseen security upgrade can blow up an annual budget. Financing replaces those large, unpredictable spikes with consistent payments, making it easier to forecast and plan unforeseen technology enhancements into the budget. For CFOs, this means less money tied up in cash reserves and more capital available for growth initiatives.
Verinext Financial Services helps organizations align their financing structures with the lifecycle of their technology investments, ensuring businesses always know what to expect financially, while gaining the flexibility to adapt to changing market conditions.
4. Reduce Risk from Failed or Outdated Investments
Not every IT project succeeds. In fact, Gartner estimates that at least 30% of generative AI projects get abandoned after the proof-of-concept stage due to unclear business value, data issues, or governance challenges. Failed investments waste money, time, and momentum. IT financing reduces this risk by supporting phased deployments, allowing organizations to pilot emerging tech with manageable capital. Successful pilots scale quickly, while failures limit exposure, making financing a built-in risk-management tool.
5. Lower Total Cost of Ownership (TCO)
Technology spending is a significant line item for every organization. However, when done through financing, it can lower the total cost of ownership. Businesses can take advantage of vendor discounts, bundle in support services, and refresh their technology at optimal times by structuring payments strategically. To learn how to take advantage of annualized discounts, optimize IT deployments, avoid manufacturer lock-in, and capture the freedom to stay with current trends, check out our recent blog.
6. Preserve Agility with Vendor Flexibility
Vendor lock-in often forces organizations to stay with solutions that no longer meet their needs. Financing with an independent provider helps avoid this trap by providing access to a broader technology ecosystem. This flexibility allows businesses to choose best-of-breed solutions as their requirements evolve, rather than being tied to long-term contracts with a single manufacturer.
Agility enables businesses to adapt to shifting markets, evolving customer demands, and emerging technologies that reshape industries. In a world where change is constant, preserving choice is one of the most valuable forms of ROI an organization can achieve.
Strengthening Your ROI
The IT financing return comes from smoothing budgets, accelerating innovation, empowering employees with modern tools, bringing predictability to planning, lowering risk, reducing total costs, and maintaining agility in vendor relationships. These benefits often remain hidden in traditional ROI calculations, but together they shape technology investments into a driver of business growth.
Verinext Financial Services is an independent provider with decades of experience. By combining flexible financing options with practical industry knowledge, Verinext helps organizations maximize their technology investment, and you can too when you see how financing can deliver ROI for your business.
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